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Terms of Service

Last updated: September 2026

This is a general terms of service template prepared for Installment Business Solutions (IBS) and should be reviewed by a qualified legal professional before being treated as final.

1. Acceptance of terms

By signing up for or using the IBS Client Dashboard, Dealer App, or related services (together, the "Service"), you agree to these Terms of Service on behalf of your business.

2. Description of the service

IBS provides Android installment management software for mobile phone retailers, including device enrollment, remote device/app/call lock and unlock, GPS location tracking, SIM-change alerts, payment-reminder lock screens, and installment ledger tracking through the Client Dashboard and Dealer App.

3. Your account

You're responsible for providing accurate business information when signing up, and for keeping your account credentials secure. Let us know promptly if you believe your account has been accessed without authorization.

4. Acceptable use and legal compliance

You agree to use the Service in compliance with applicable laws. Device-locking requirements and laws can vary by jurisdiction — you are responsible for ensuring your installment agreements with your own customers, and your use of device-management features, comply with applicable local laws.

5. Device keys and pricing

Access to enroll and manage devices is provided through device keys, as described on our Pricing page. New accounts receive 10 free device keys; additional device keys are arranged directly with the IBS team based on your business's needs.

6. Service availability

We aim to keep the Service available and reliable, but we do not guarantee uninterrupted or error-free access at all times.

7. Limitation of liability

To the extent permitted by law, IBS is not liable for indirect, incidental, or consequential damages arising from use of the Service. The Service is provided to help manage your installment business, but the business relationship with your own customers, and decisions about enforcement, remain your responsibility.

8. Termination

Either party may stop using or providing the Service at any time. We'll aim to give reasonable notice where practical.

9. Changes to these terms

We may update these Terms from time to time. The "Last updated" date at the top of this page reflects the most recent revision.

10. Governing law

These Terms are governed by the laws of Pakistan.

11. Contact us

Questions about these Terms can be sent to info@ibserps.com or via WhatsApp.